:root {
  --navy-950: #061524;
  --navy-900: #0a2036;
  --navy-800: #123652;
  --blue-600: #1676d2;
  --blue-500: #2591ed;
  --blue-100: #e8f4ff;
  --sky-50: #f5faff;
  --ink: #12273a;
  --muted: #587085;
  --line: #d9e5ee;
  --white: #fff;
  --success: #1f8a64;
  --red-600: #d71920;
  --radius: 16px;
  --shadow: 0 18px 50px rgba(5, 27, 47, .14);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--white);
  font-synthesis: none;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 74px; }
body { margin: 0; font-size: 1rem; line-height: 1.6; -webkit-font-smoothing: antialiased; }
a { color: inherit; }
svg { display: block; fill: none; stroke: currentColor; stroke-linecap: round; stroke-linejoin: round; stroke-width: 1.8; }
.shell { width: min(100% - 40px, 1160px); margin-inline: auto; }
.skip-link { position: fixed; left: 16px; top: -80px; z-index: 100; background: #fff; color: #061524; padding: 12px 18px; border-radius: 8px; font-weight: 800; }
.skip-link:focus { top: 12px; }

.site-header { height: 78px; background: rgba(255, 255, 255, .97); color: var(--navy-900); position: absolute; inset: 0 0 auto; z-index: 20; border-bottom: 1px solid rgba(7, 39, 67, .1); box-shadow: 0 8px 30px rgba(2, 20, 36, .09); }
.header-inner { height: 100%; display: flex; align-items: center; justify-content: space-between; }
.brand { display: inline-flex; align-items: center; color: #fff; text-decoration: none; line-height: 1; }
.header-brand { color: var(--navy-900); gap: 9px; min-width: 0; }
.brand-mark-image { display: block; width: 52px; height: 52px; flex: 0 0 auto; object-fit: contain; }
.brand-name { display: flex; align-items: baseline; white-space: nowrap; font-size: 1.08rem; line-height: 1; font-weight: 900; letter-spacing: -.045em; }
.brand-name strong { color: #0876d1; }
.brand-name small { margin-left: 2px; color: #4b657b; font-size: .58em; letter-spacing: 0; }
.brand-logo { display: block; width: 62px; height: 62px; object-fit: contain; }
.header-phone { width: 46px; height: 46px; display: inline-flex; align-items: center; justify-content: center; gap: 8px; color: #fff; background: var(--blue-600); border-radius: 11px; text-decoration: none; font-weight: 800; font-size: .92rem; box-shadow: 0 6px 18px rgba(22, 118, 210, .24); }
.header-phone svg { width: 21px; height: 21px; color: #fff; }
.phone-label { display: none; }
.desktop-nav { display: none; }
.header-email { min-height: 44px; display: inline-flex; align-items: center; justify-content: center; gap: 7px; padding: 0 13px; color: #fff; background: var(--blue-600); border-radius: 10px; text-decoration: none; font-size: .88rem; font-weight: 800; box-shadow: 0 6px 18px rgba(22, 118, 210, .2); }
.header-email svg { width: 19px; height: 19px; }

.hero { min-height: 715px; position: relative; display: grid; align-items: end; color: #fff; background: var(--navy-950); overflow: hidden; }
.hero-image { position: absolute; inset: 0; background: url('/assets/creditroad-hero.webp') 67% center / cover no-repeat; }
.hero-shade { position: absolute; inset: 0; background: linear-gradient(180deg, rgba(3, 15, 27, .33) 0%, rgba(3, 16, 29, .45) 32%, rgba(3, 17, 30, .95) 86%, #061524 100%); }
.hero-content { position: relative; z-index: 1; padding: 144px 0 64px; }
.eyebrow { margin: 0 0 14px; color: #7ec7ff; font-size: .78rem; line-height: 1.3; text-transform: uppercase; letter-spacing: .15em; font-weight: 850; }
.eyebrow.dark { color: var(--blue-600); }
.eyebrow::after { content: ""; display: block; width: 38px; height: 3px; margin-top: 10px; border-radius: 99px; background: var(--red-600); }
.centered .eyebrow::after { margin-inline: auto; }
h1, h2, h3, p { overflow-wrap: break-word; }
h1 { max-width: 700px; margin: 0; font-size: clamp(2.6rem, 8.8vw, 5.5rem); line-height: .98; letter-spacing: -.057em; text-wrap: balance; }
.hero-copy { margin: 24px 0 0; color: #e5f2fc; font-size: clamp(1.15rem, 3vw, 1.42rem); line-height: 1.45; }
.hero-actions { display: flex; flex-direction: column; gap: 12px; margin-top: 30px; }
.button { min-height: 54px; display: inline-flex; align-items: center; justify-content: center; padding: 13px 22px; border: 0; border-radius: 11px; font: inherit; font-weight: 800; text-align: center; text-decoration: none; cursor: pointer; transition: transform .2s ease, background .2s ease, box-shadow .2s ease; }
.button:hover { transform: translateY(-2px); }
.button:focus-visible, a:focus-visible, input:focus-visible, select:focus-visible { outline: 3px solid #ffd66b; outline-offset: 3px; }
.button-primary { color: #fff; background: var(--blue-600); box-shadow: 0 8px 28px rgba(22, 118, 210, .32); }
.button-primary:hover { background: #0e69bc; }
.button-ghost { color: #fff; background: rgba(255, 255, 255, .1); border: 1px solid rgba(255,255,255,.5); backdrop-filter: blur(8px); }
.hero-note { max-width: 560px; margin: 21px 0 0; color: #b7cad9; font-size: .87rem; line-height: 1.5; }

.trust-strip { color: #fff; background: var(--navy-950); border-top: 1px solid rgba(255,255,255,.1); }
.trust-grid { display: grid; padding-block: 24px; gap: 18px; }
.trust-grid > div { display: flex; align-items: center; gap: 13px; }
.trust-grid svg { width: 27px; height: 27px; color: #65baff; flex: 0 0 auto; }
.trust-grid span { display: flex; flex-direction: column; }
.trust-grid strong { font-size: .94rem; line-height: 1.35; }
.trust-grid small { color: #aabfce; font-size: .78rem; line-height: 1.35; }

.sean-section { background: #fff; }
.sean-layout { display: grid; gap: 36px; align-items: center; }
.sean-image-wrap { position: relative; overflow: hidden; border-radius: var(--radius); box-shadow: var(--shadow); background: var(--navy-900); }
.sean-image-wrap img { display: block; width: 100%; height: auto; aspect-ratio: 4 / 3; object-fit: cover; }
.sean-image-wrap span { position: absolute; inset: auto 14px 14px; padding: 8px 12px; color: #fff; background: rgba(6, 21, 36, .88); border-left: 3px solid var(--red-600); border-radius: 7px; font-size: .79rem; font-weight: 800; backdrop-filter: blur(8px); }
.help-list { list-style: none; display: grid; gap: 12px; margin: 25px 0 0; padding: 0; }
.help-list li { position: relative; padding-left: 29px; color: #39566c; }
.help-list li::before { content: ""; position: absolute; left: 2px; top: .48em; width: 12px; height: 7px; border: solid var(--red-600); border-width: 0 0 3px 3px; transform: rotate(-45deg); }

.section { padding: 78px 0; }
.section-heading h2, .form-intro h2 { margin: 0; color: var(--navy-900); font-size: clamp(2rem, 8vw, 3.3rem); line-height: 1.04; letter-spacing: -.045em; text-wrap: balance; }
.section-heading > p:last-child { margin: 22px 0 0; color: var(--muted); font-size: 1.05rem; }
.two-column { display: grid; gap: 40px; }
.situation-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
.situation-list li { min-height: 58px; display: flex; align-items: center; position: relative; padding: 15px 16px 15px 51px; background: var(--sky-50); border: 1px solid #e2eef7; border-radius: 12px; font-weight: 700; line-height: 1.35; }
.situation-list li::before { content: ""; position: absolute; left: 18px; width: 19px; height: 19px; border-radius: 50%; background: var(--blue-600); box-shadow: inset 0 0 0 6px var(--blue-100); }

.credit-building { background: var(--navy-950); color: #fff; }
.credit-building .section-heading h2 { color: #fff; }
.credit-building .section-heading > p:last-child { max-width: 720px; color: #afc4d3; }
.credit-grid { list-style: none; display: grid; gap: 14px; margin: 38px 0 0; padding: 0; }
.credit-grid li { display: grid; grid-template-columns: 43px 1fr; gap: 14px; padding: 20px; background: rgba(255,255,255,.055); border: 1px solid rgba(255,255,255,.13); border-radius: 14px; }
.credit-grid li > span { width: 40px; height: 40px; display: grid; place-items: center; color: #fff; background: var(--blue-600); border-radius: 50%; font-size: .76rem; font-weight: 900; }
.credit-grid h3 { margin: 1px 0 6px; color: #fff; font-size: 1.04rem; line-height: 1.3; }
.credit-grid p { margin: 0; color: #afc4d3; font-size: .92rem; line-height: 1.58; }
.credit-note { display: grid; gap: 14px; margin-top: 18px; padding: 20px; background: #fff; color: var(--ink); border-left: 4px solid var(--red-600); border-radius: 10px; }
.credit-note p { margin: 0; color: #39566c; font-size: .9rem; }
.credit-note a { color: #075fa9; font-size: .9rem; font-weight: 800; text-underline-offset: 3px; }

.process { background: #edf6fd; }
.centered { text-align: center; }
.steps { list-style: none; padding: 0; margin: 42px 0 0; display: grid; gap: 15px; }
.steps li { display: grid; grid-template-columns: 46px 1fr; gap: 15px; background: #fff; padding: 20px; border: 1px solid var(--line); border-radius: 14px; box-shadow: 0 5px 18px rgba(10, 39, 62, .05); }
.steps li > span { width: 42px; height: 42px; display: grid; place-items: center; color: var(--blue-600); background: var(--blue-100); border-radius: 50%; font-size: .78rem; font-weight: 900; letter-spacing: .05em; }
.steps h3 { margin: 2px 0 5px; color: var(--navy-900); font-size: 1.08rem; line-height: 1.25; }
.steps p { margin: 0; color: var(--muted); font-size: .92rem; line-height: 1.5; }

.faq { background: #fff; }
.faq-layout { display: grid; gap: 36px; }
.faq-list { display: grid; gap: 12px; }
.faq-list details { background: var(--sky-50); border: 1px solid var(--line); border-radius: 13px; overflow: hidden; }
.faq-list summary { min-height: 62px; display: flex; align-items: center; justify-content: space-between; gap: 18px; padding: 17px 18px; color: var(--navy-900); font-size: 1rem; line-height: 1.4; font-weight: 800; cursor: pointer; list-style: none; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; width: 28px; height: 28px; display: grid; place-items: center; flex: 0 0 auto; color: var(--blue-600); background: var(--blue-100); border-radius: 50%; font-size: 1.25rem; line-height: 1; }
.faq-list details[open] summary::after { content: "−"; }
.faq-list details[open] summary { padding-bottom: 10px; }
.faq-list details p { margin: 0; padding: 0 18px 19px; color: var(--muted); font-size: .95rem; line-height: 1.6; }
.faq-list summary:focus-visible { outline: 3px solid #ffd66b; outline-offset: -3px; border-radius: 12px; }

.form-section { color: #fff; background: var(--navy-900); }
.form-layout { display: grid; gap: 36px; }
.form-intro h2 { color: #fff; }
.form-intro > p:not(.eyebrow) { color: #bfd0dd; font-size: 1.05rem; }
.direct-contact { display: grid; gap: 10px; margin-top: 26px; }
.direct-contact a { display: flex; flex-direction: column; color: #fff; text-decoration: none; font-size: 1.08rem; font-weight: 750; }
.direct-contact span { color: #78c4ff; font-size: .72rem; text-transform: uppercase; letter-spacing: .12em; }
.direct-contact p { margin: 0; color: #9fb7c8; font-size: .88rem; }
.lead-form { display: grid; gap: 17px; padding: 25px 20px; color: var(--ink); background: #fff; border-radius: var(--radius); box-shadow: var(--shadow); }
.lead-form label, .lead-form legend { font-size: .9rem; line-height: 1.4; font-weight: 760; }
.lead-form label > span { color: #6e8395; font-weight: 500; }
input:not([type="radio"]):not([type="checkbox"]), select { width: 100%; min-height: 52px; margin-top: 7px; padding: 12px 13px; color: var(--ink); background: #fff; border: 1px solid #b9cbd8; border-radius: 9px; font: inherit; font-size: 1rem; }
input::placeholder { color: #75889a; }
input:focus, select:focus { border-color: var(--blue-600); box-shadow: 0 0 0 3px rgba(22,118,210,.12); }
.field-row { display: grid; gap: 17px; }
fieldset { min-width: 0; margin: 0; padding: 0; border: 0; }
.radio-row { display: grid; gap: 8px; margin-top: 8px; }
.radio-row label, .consent { display: flex; align-items: center; gap: 10px; min-height: 42px; padding: 8px 10px; background: var(--sky-50); border: 1px solid #dfebf4; border-radius: 9px; cursor: pointer; }
input[type="radio"], input[type="checkbox"] { width: 21px; height: 21px; margin: 0; accent-color: var(--blue-600); flex: 0 0 auto; }
.consent { align-items: flex-start; padding: 12px; }
.consent span { color: #425d70 !important; font-size: .84rem; line-height: 1.5; }
.consent a { color: #075fa9; font-weight: 750; }
.form-submit { width: 100%; font-size: 1.02rem; }
.form-privacy { margin: -4px 0 0; color: #667d8f; font-size: .78rem; line-height: 1.45; }
.honeypot { position: absolute; left: -9999px; }

footer { padding: 55px 0 120px; color: #b8c9d5; background: var(--navy-950); }
.footer-inner { display: grid; justify-items: center; gap: 24px; text-align: center; }
.footer-inner > p { margin: 0; }
.footer-main { width: 100%; display: grid; justify-items: center; gap: 24px; }
.footer-brand { width: fit-content; justify-self: center; }
.footer-brand .brand-logo { width: 142px; height: 142px; filter: drop-shadow(0 10px 24px rgba(0, 0, 0, .24)); }
.footer-contact { display: grid; justify-items: center; gap: 10px; }
.footer-contact > p { margin: 0; }
.footer-email { color: #fff; font-size: 1.06rem; font-weight: 800; text-underline-offset: 4px; }
.footer-phone { color: #8fa6b7; font-size: .82rem; }
.footer-phone a { color: #b8c9d5; text-underline-offset: 3px; }
.footer-links { display: flex; flex-direction: column; justify-content: center; gap: 6px; }
.footer-links a { color: #fff; text-underline-offset: 3px; }
.legal { width: 100%; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.12); color: #8198a9; font-size: .76rem; line-height: 1.55; }

.mobile-cta { position: fixed; z-index: 40; inset: auto 0 0; display: grid; grid-template-columns: 1fr 1.45fr; min-height: 68px; padding: 8px max(12px, env(safe-area-inset-right)) calc(8px + env(safe-area-inset-bottom)) max(12px, env(safe-area-inset-left)); background: rgba(6,21,36,.97); border-top: 1px solid rgba(255,255,255,.14); box-shadow: 0 -10px 30px rgba(0,0,0,.18); }
.mobile-cta a { display: flex; align-items: center; justify-content: center; gap: 7px; color: #fff; text-decoration: none; font-weight: 800; border-radius: 9px; }
.mobile-cta a:first-child { border: 1px solid rgba(255,255,255,.35); }
.mobile-cta a:last-child { margin-left: 8px; background: var(--blue-600); }
.mobile-cta svg { width: 19px; height: 19px; }

.policy-page { background: var(--sky-50); }
.policy-header { position: relative; }
.policy-back { color: var(--blue-600); font-weight: 800; text-decoration: none; }
.policy-content { max-width: 820px; padding-block: 68px 80px; }
.policy-content h1 { color: var(--navy-900); font-size: clamp(2.6rem, 11vw, 4.8rem); }
.policy-updated { color: #71879a; font-size: .86rem; }
.policy-lead { margin: 28px 0 42px; color: #39566c; font-size: 1.16rem; }
.policy-content section { padding: 25px 0; border-top: 1px solid var(--line); }
.policy-content h2 { margin: 0 0 9px; color: var(--navy-900); font-size: 1.35rem; }
.policy-content section p { margin: 0; color: #49657a; }
.policy-content section a { color: #075fa9; font-weight: 750; }
.policy-button { margin-top: 24px; }
.policy-footer { padding: 28px 0; text-align: center; }
.policy-footer p { margin: 0; }

@media (min-width: 560px) {
  .header-phone { width: auto; min-width: 172px; padding: 0 17px; }
  .phone-label { display: inline; }
  .brand-name { font-size: 1.28rem; }
  .hero-actions { flex-direction: row; }
  .hero-actions .button { min-width: 175px; }
  .field-row { grid-template-columns: 1fr 1fr; }
  .radio-row { grid-template-columns: repeat(3, 1fr); }
  .footer-links { flex-direction: row; gap: 24px; }
}

@media (min-width: 760px) {
  .shell { width: min(100% - 64px, 1160px); }
  .site-header { height: 88px; }
  .brand-mark-image { width: 62px; height: 62px; }
  .brand-name { font-size: 1.45rem; }
  .desktop-nav { display: flex; align-items: center; gap: 20px; margin-left: auto; margin-right: 20px; }
  .desktop-nav a { color: #294a64; font-size: .84rem; font-weight: 750; text-decoration: none; }
  .desktop-nav a:hover { color: var(--blue-600); }
  .header-phone { font-size: 1rem; }
  .hero { min-height: 760px; align-items: center; }
  .hero-image { background-position: center; }
  .hero-shade { background: linear-gradient(90deg, rgba(2,16,29,.94) 0%, rgba(2,16,29,.76) 41%, rgba(2,16,29,.2) 73%, rgba(2,16,29,.12) 100%); }
  .hero-content { padding-block: 142px 90px; }
  .hero-copy { margin-top: 28px; }
  .trust-grid { grid-template-columns: repeat(3, 1fr); gap: 28px; padding-block: 28px; }
  .section { padding: 105px 0; }
  .two-column { grid-template-columns: .9fr 1.1fr; gap: 85px; align-items: center; }
  .sean-layout { grid-template-columns: .92fr 1.08fr; gap: 70px; }
  .situation-list { grid-template-columns: 1fr 1fr; }
  .credit-grid { grid-template-columns: 1fr 1fr; gap: 18px; }
  .credit-note { grid-template-columns: 1fr auto; align-items: center; gap: 28px; }
  .steps { grid-template-columns: 1fr 1fr; gap: 18px; }
  .faq-layout { grid-template-columns: .8fr 1.2fr; gap: 70px; align-items: start; }
  .form-layout { grid-template-columns: .8fr 1.2fr; gap: 70px; align-items: start; }
  .lead-form { padding: 34px; }
  footer { padding-bottom: 55px; }
  .footer-main { grid-template-columns: .72fr 1.28fr; align-items: center; text-align: left; }
  .footer-brand { justify-self: end; margin-right: 22px; }
  .footer-contact { justify-items: start; padding-left: 50px; border-left: 1px solid rgba(255,255,255,.14); }
  .footer-links { justify-content: flex-start; }
  .mobile-cta { display: none; }
}

@media (min-width: 1100px) {
  .steps { grid-template-columns: repeat(4, 1fr); }
  .steps li { grid-template-columns: 1fr; padding: 25px; min-height: 224px; }
  .form-layout { grid-template-columns: 1fr 1.15fr; gap: 110px; }
  .faq-layout { grid-template-columns: .8fr 1.2fr; gap: 110px; }
}

@media (max-width: 1099px) and (min-width: 760px) {
  .desktop-nav a:first-child { display: none; }
  .desktop-nav a:last-child { display: none; }
  .desktop-nav { gap: 14px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; }
}